FIXED DEPOSIT

Fixed Deposit

New Delhi Jan Dhan Sanchay Co-Operative Society's Fixed Deposits and the interest on them are a good source of income – in a safe and assured manner. Enjoy Flexibility and choose a tenure and amount of your choice to grow your income in a steady fashion.
You can open an FD for as less as ₹ 5,000, and use it as a back-up for your savings. Our Society's Fixed Deposit scheme is easy and convenient to open or liquidate whenever necessary.


AMOUNT 12 Months @10.50% 24 Months @11.50% 36 Months @12.50% 48 Months @12.75% 72 Months @13.00%
5000/- 5525 6216 7119 8080 10,000
10,000/- 11,050 12,432 14,238 14,238 20,000
20,000/- 22,100 24,864 28,477 32,322 40,000
50,000/- 55,250 62,161 71,191 80,805 1,00,000
1,00,000/- 1,10,500 1,24,322 1,42,383 1,61,609 2,00,000
PERIOD RATE OF INTEREST
12 months 10.50%
24 months 11.50%
36 months 12.50%
48 months 12.75%
60 months & above 13.00%
72 months (Double Plan) 13.00%

ELIGIBILITY

  • The applicant must be a member of the Society
  • The applicant must be a member of the Society

MINIMUM DEPOSIT AMOUNT

  • Rs. 5000/- and further in multiple of Rs. 500/-

NOMINATION FACILITY

  • Dual Nomination Facility Available.

LOAN FACILITY

  • Maximum up to 90% against Deposit Amount.
  • Maximum up to 90% against Deposit Amount.

PREMATURE PAYMENT

  • Premature Payment guideline shall be applicable as per Society's Terms & Condition.

SPECIAL FEATURES

  • No TDS is applicable on the interest earned on deposits.
  • Offers higher interest rates than mainstream banks.